Karen'S Philly Chili - cooking recipe

Ingredients

2 lbs ground beef (or combination) or 2 lbs turkey (or combination)
1 large onion, chopped
1 garlic cloves, chopped fine or 1 teaspoon garlic powder
3 tablespoons chili powder
1 (28 ounce) can crushed tomatoes or 3 -4 large chopped fresh tomatoes
1 (14 ounce) can beef broth
1 (15 1/2 ounce) can cannellini beans or (15 1/2 ounce) can great northern beans, drained and rinsed
1 (15 1/2 ounce) can red kidney beans or (15 1/2 ounce) can black beans, drained and rinsed
1 teaspoon salt
cayenne pepper (I start out with a few shakes) or crushed red pepper flakes, to taste (I start out with a few shakes)
Mexican blend cheese (optional) or monterey jack cheese, shredded (optional)
chopped raw onion (optional)
sour cream (optional)

Preparation

Brown meat over medium heat in a large pot or dutch oven and drain grease.
Add Onion and Garlic and when transparent, add Chili Powder.
Cook about 5 minutes and then add remaining ingredients.
Simmer, uncovered for about 2 hours, stirring occasionally, until desired consistency.
Serve with cheese, onions and sour cream for toppings if desired.