Cheesy Bean Dip - cooking recipe

Ingredients

16 ounces refried beans
8 ounces monterey jack cheese (can sub pepper jack)
8 ounces cream cheese
1 cup milk
1/3 cup chopped jalapeno

Preparation

Combine cheeses and milk over medium low heat and stir until smooth and creamy.
Add beans and jalepenos and stir until uniform consistency.
Pour into a bowl and serve with tortilla chips.
If you use the pepper jack cheese, you may not need to add any additional jalapenos.
This makes enough for any picnic or BBQ, if you want to cut the recipe, just keep the cheeses and milk in equal thirds, and add beans to taste.