1-2-3 Mexican Dip - cooking recipe

Ingredients
    16 ounces refried beans
    1 1/2 cups medium salsa
    1 teaspoon chili powder
    1 teaspoon ground cumin
    3/4 teaspoon dried oregano
    3/4 cup sour cream
    1/2 cup mayonnaise
    1/4 cup finely chopped red onion
    1/3 cup chopped fresh cilantro
    1 teaspoon onion powder
    1 small red bell pepper, seeded, deribbed, and chopped
    1 cup grated extra-sharp cheddar cheese
    1 fresh jalapeno chile, cut into rounds (about 20)
    tortilla chips, for serving
Preparation
    Combine the refried beans, 1/4 cup of the salsa, the chili powder, cumin, and oregano in a medium bowl. Spread evenly over the bottom of a 9-inch round ceramic casserole dish (at least 2 inches deep) or an 8-by-8-by-2 1/4-inch glass baking dish.
    Combine the sour cream, mayonnaise, red onion, cilantro, and onion powder in a small bowl. Spread over the top of the beans mixture.
    Combine the bell pepper and the remaining 1 1/4 cups salsa in a small bowl. Gently spread over the sour cream mixture, being careful to not mix the layers. Top with the cheese and jalapeno and refrigerate until chilled, at least 1 hour. Serve with tortilla chips.

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