Butterscotch Coffee Cake - cooking recipe

Ingredients
    1 (12 ounce) package butterscotch chips
    2 (3 ounce) packages cream cheese, softened
    2 tablespoons milk or 2 tablespoons half-and-half cream
    3 cups flour
    3/4 cup sugar
    1 teaspoon baking soda
    1 teaspoon baking powder
    1 cup cold butter (no substitutions)
    2 eggs, slightly beaten
    1 cup buttermilk
    1 teaspoon vanilla
    CRUMB TOPPING
    1/2 cup flour
    1/2 cup white sugar or 1/2 cup brown sugar
    1/4 cup butter (no substitutions)
    1/2 cup chopped pecans
Preparation
    Set oven to 350 degrees F.
    Grease a 13\" x 9\" baking pan.
    In the microwave, melt the butterscotch baking chips (watch closely not to scorch the chips).
    In a mixing bowl, combine cream cheese and milk (or cream if using); stir in melted butterscotch chips; set aside.
    Combine flour, sugar, baking soda and baking powder.
    Cut in cold butter, until mixture resembles fine crumbs.
    In another bowl, combine eggs, buttermilk and vanilla; stir into flour mixture just to moisten.
    In prepared baking pan, spread the butterscotch/cream cheese mixture evenly in the bottom of the pan.
    Spoon the buttermilk cake batter over the butterscotch crust; sprinkle with the topping.
    Bake for 40-45 minutes.
    To make the topping: combine the flour and sugar; cut in butter until mixture resembles fine crumbs, stir in pecans; sprinkle over top of cake before baking.

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