Nacho Beef Casserole - cooking recipe

Ingredients
    1 lb lean ground beef
    1 cup chopped onion
    salt and pepper
    16 ounces refried beans
    1 (4 ounce) can chopped green chilies
    1 cup shredded cheddar cheese
    1 1/2 cups shredded monterey jack cheese
    1 cup picante sauce or 1 cup salsa
    1/4 cup chopped green onion
    4 ounces sliced ripe olives
    1 tomatoes, chopped
    mashed avocados or guacamole
    sour cream
    tortilla chips
Preparation
    Preheat oven to 400F and lightly spritz a 9 x 13\" casserole dish with cooking spray (Pam).
    In a heavy skillet, brown the beef and onion, drain well.
    Season to taste with salt and pepper.
    Spread refried beans in prepared casserole; top with meat mixture and sprinkle with chilies, then shredded cheeses.
    Drizzle salsa or sauce evenly over all.
    Bake for 20 minutes.
    Remove from the oven and sprinkle green onions, chopped tomato and olives over all.
    Mound avocado or guacamole in center; top with a dollop of sour cream.
    Serve with tortilla chips.

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