Hot Mexican Bean Dip - cooking recipe

Ingredients
    8 ounces cream cheese, softened
    1 cup sour cream
    1 (14 ounce) can refried beans
    1 tablespoon chopped chives
    1 -2 tablespoon chopped fresh parsley
    1 tablespoon onion flakes (optional)
    2 tablespoons chili powder
    1 1/2 cups grated medium cheddar or 1 1/2 cups old cheddar cheese
    1 1/2 cups grated monterey jack cheese
    2 tablespoons chili powder
Preparation
    Mix first seven ingredients in a bowl and spread in a 3 quart casserole.
    Sprinkle with Cheddar, then Monterey Jack.
    Top with second amount of chili powder.
    Can chill ahead of time.
    Bake, uncovered in a 350 oven for 20 minutes or until hot and cheese is melted.

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