Pumpkin-Banana-Oat Muffins - cooking recipe

Ingredients
    1 cup all-purpose flour
    1 cup oat flour
    1 teaspoon baking soda
    1 teaspoon baking powder
    1 teaspoon salt
    1 teaspoon cinnamon
    1 teaspoon ground ginger
    1 teaspoon ground nutmeg
    1/2 teaspoon ground cloves
    1 stick butter, softened
    1/2 cup brown sugar
    1/4 cup white sugar
    2 eggs
    1/2 cup vanilla Greek yogurt
    1 teaspoon vanilla extract
    1 cup pumpkin puree
    3/4 cup mashed ripe bananas
    1/2 cup semisweet chocolate chips
    1/2 cup chopped toasted pecans
    Topping:
    1 cup vanilla-coconut granola
    3/4 cup semisweet chocolate chips
    1/2 cup chopped toasted pecans
Preparation
    Preheat the oven to 350 degrees F (175 degrees C).
    Combine flour, oat flour, baking soda, baking powder, salt, cinnamon, ginger, nutmeg, and cloves in a bowl.
    Combine butter, brown sugar, and white sugar in a separate bowl and mix well using an electric mixer. Add eggs, yogurt, and vanilla extract and mix again on medium speed. Add pumpkin puree and mashed bananas and blend. Fold in chocolate chips and pecans. Stir flour mixture into batter.
    Combine granola, chocolate chips, and pecans in a bowl and set topping aside.
    Spoon batter into the prepared muffin cups, filling each 2/3 full. Sprinkle with topping.
    Bake in the preheated oven until a toothpick inserted in the center comes out clean, 25 to 30 minutes.

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