Taco Surprise - cooking recipe

Ingredients
    1 large can refried beans
    1 pkg. taco seasoning mix
    16 oz. sour cream
    8 oz. pkg. cream cheese
    1/4 to 1/2 head finely shredded lettuce
    1 c. shredded Cheddar cheese
    1/2 c. chopped tomatoes
    sliced black olives
    jalapeno pepper slices
Preparation
    Mix together beans and taco seasoning mix.
    Spread on bottom of 9 x 13-inch glass pan with the bean mixture.
    Blend the sour cream and cream cheese with the mixer until smooth.
    Spread the mixture evenly over bean mixture.
    Top with lettuce, covering completely. Layer remaining ingredients.
    Serve with a side dish of large-sized dipping chips.

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