Tex-Mex Dip - cooking recipe

Ingredients
    1 (16 oz.) can refried beans
    1 c. sour cream
    1 pkg. taco seasoning mix
    1 c. mayonnaise
    2 c. avocado dip
    2 tomatoes, chopped
    1 small can sliced black olives
    1 (8 oz.) pkg. shredded Monterey Jack cheese
    1/4 c. sliced green onions
    sliced hot peppers (for topping; optional)
    1 bag favorite tortilla chips
Preparation
    First Layer: Spread refried beans on a large platter.

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