Hot Mexican Dip - cooking recipe

Ingredients
    1 lb. ground beef
    1/3 c. taco sauce
    1 1/4 c. (6 oz.) shredded Monterey Jack cheese
    1/4 c. chopped onion
    1 (16 oz.) can refried beans
    tortilla chips or crackers
Preparation
    Cook and stir ground beef and onion in a 10-inch skillet until beef is brown; drain.
    Stir in taco sauce, beans and 1 cup cheese. Heat, stirring occasionally, until cheese is melted.
    Pour into serving dish.
    Sprinkle remaining cheese on top in a ring.
    Serve with tortilla chips or crackers.

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