Tortilla Dip - cooking recipe

Ingredients
    2 (8 oz.) cream cheese
    2 cans refried beans with green chilies
    1 jar thick and chunky salsa
    grated Cheddar cheese
    sliced black olives (optional)
Preparation
    Press cream cheese into bottom of 10 x 13-inch pan.
    Press refried beans on top and cover with salsa.
    Top with grated Cheddar cheese and black olives.
    Bake at 350\u00b0 until cheese is bubbly (about 20 to 30 minutes).
    Serve with tortilla chips.

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