Carmen'S Ole Dip - cooking recipe

Ingredients

1 (16 oz.) can refried beans
8 oz. cream cheese
8 oz. sour cream
4 oz. salsa sauce
1 lb. ground beef
1/2 pkg. dry taco seasoning
1 c. chopped green pepper
1 c. chopped onion
1 c. black olives, chopped
1 c. tomatoes, chopped
1 lb. Velveeta Mexican style cheese (place thin slice on top of all)

Preparation

Bake at 350\u00b0 for 20 minutes.
Let stand a few minutes.
If you like it spicy, add more salsa.