Tex Mex Dip - cooking recipe

Ingredients

1 ripe tomato, chopped
1 bunch scallions, chopped
2 c. Monterey Jack cheese, shredded
1 c. chopped black olives
1 pt. sour cream
1 pkg. taco seasoning
1 jar salsa
1 can refried beans *
1 c. shredded lettuce

Preparation

*If you don't like beans, substitute cooked Spanish rice (1 package).