Cheddar Chowder - cooking recipe

Ingredients
    2 c. boiling water
    2 c. potatoes, diced
    1/2 c. carrots, sliced
    1/4 c. onions, chopped
    1 1/2 tsp. salt
    1/4 tsp. pepper
    1/4 c. butter or margarine
    1/4 c. flour
    2 c. milk
    2 c. shredded sharp Cheddar cheese
    1 c. cubed ham (optional)
Preparation
    In large saucepan, add water to potatoes, onions, salt, pepper and carrots.
    Cover and simmer for 10 minutes; do not drain.
    In separate pan, melt butter, then gradually stir in flour until smooth.
    Add milk slowly, stirring constantly and maintaining medium heat.
    Add cheese; stir until melted.
    Stir cheese sauce and ham into undrained vegetable mixture.
    Heat for 20 minutes; do not boil.
    This is good served with corn muffins.
    Yields 4 to 6 servings.

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