Nacho Dip - cooking recipe

Ingredients

1 (16 oz.) can refried beans
1/2 pkg. taco seasoning mix
1 (6 oz.) carton avocado dip
1 (8 oz.) carton sour cream
1 (4 1/2 oz.) can chopped black olives
2 diced tomatoes
1 chopped onion
1 (4 oz.) can chopped chilies
6 oz. Monterey Jack
shredded lettuce (if desired)

Preparation

Combine beans and seasoning mix.
Spread on platter.
Layer remaining ingredients in order.
Serve with corn/Tostitos chips.