Bean Dip - cooking recipe

Ingredients
    8 oz. cream cheese
    1 jar salsa
    1 can refried beans
    1 can chili beans
    1 pkg. sharp Cheddar cheese
Preparation
    Layer the first 4 ingredients in a baking dish.
    Grate cheese and sprinkle over the top.
    Bake at 350\u00b0 to 400\u00b0 until the cheese is melted.

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